Low-Cost Motorcycle Loans

Low interest rates and fast and simple processing make online motorcycle loans the only way to buy a bike.

This page:

  • Describes how to secure motorcycle financing online

  • Lists a few restrictions on direct motorcycle loans

  • Recommends a good source for online motorcycle loans.

Get a great deal motorcycle loan: Get Pre-Approved at CapitalOne, and shop for your bike with the knowledge that you are saving hundreds on financing. CapitalOne, the nation's largest online vehicle lender, offers the lowest rates in the country, for people with fair or better credit ratings. Fill out the one-page application, and get an answer in minutes during normal business hours, or as early as tomorrow morning!

Motorcycle loans online

Whether you're still in the market or have already found your dream bike, a direct motorcycle loan can only help.

That's because a bike dealership (or independent seller) isn't in the banking business, and neither can provide you with the best means of buying your motorcycle.

But direct financers are in the lending business (it's their only business), so they've got to offer the best products at the best price.

And online lenders can do one better. With low overhead and automatic loan processing, you can have low-rate motorcycle financing by tomorrow (with no application or prepayment fees ever).

And good online motorcycle financing companies offer loans on new and used bikes, lease buyouts, and even person-to-person loans. But before we hit the (virtual) bank...

Online motorcycle loan restrictions

There's always a downside, and in this case it's the cost of offering consistently low rate financial products. These lenders have to be somewhat restrictive.

To qualify for low motorcycle financing rates, your credit will have to be pretty good. If it's only average, you may face some purchase restrictions (no person-to-person motorcycle loans, for example.)

On the other hand, application is fast and free, so if you feel your credit is in pretty good shape there's no harm in competing for the lowest interest rates you'll find anywhere.

Get an instant online motorcycle loan now

We like Capital One, the nation's largest online funder of vehicle loans. Their rates are absolutely the lowest we've seen, and they offer all types of motorcycle loans.

Apply now and you'll have a decision in 15 minutes. They lock motorcycle loan rates for 45 days after approval, so it's just like shopping with cash in hand. They even have a cash-back customer satisfaction guarantee.

Read more about Capital One (this page refers to their auto loan program, but the process is identical), or apply for fast motorcycle financing with them now. Happy hunting!

Learn how to save even more:

Sign up fo our free auto financing email course. You'll learn the step-by-step process that will help you save hundreds, even thousands of dollars on financing costs. And it's free!

Sing up here: